Archive for February, 2008

New York Times Foreclosure Letter

February 29, 2008

Dear Editor, I have read today’s story on people walking out on new homes. I don’t think it’s a bad idea. Some people don’t want to keep paying and paying and have no home, no savings left. Owning your own home is great, but sometimes you have to think about having a place to live that won’t ruin you financialy, emotionally and psychologically. Paying other bills, like groceries and utilities are more important and urgent.
I lost my condo in Atlanta as well as the money I had in the bank. I wouldn’t want that to happen to other people. Eugenia Renskoff


No Responses

February 28, 2008

I feel for those who get no responses. I feel for myself too. I have had an extremely hard time with my foreclosure/predatory lending/mortgage fraud mess. I am not giving up, but it is very difficult to go on. Sometimes you have no answers and it takes a long time for a person to find a light at the end of the tunnel.
I feel that the people who are famous were not always successful. They were regular human beings before they got their big break. Let’s hope that we get ours, too.
At this point of my life my two main concerns are mortgage fraud and priestly Celibacy. Mortgage fraud happened to me very recently. The priestly celibacy issue touched me very deeply a number of years ago.
I also empathize with those people faced with no options or bad options. That type of situation makes you feel powerless, with nowhere to turn.

Foreclosure Related NY Times Letter

February 27, 2008

Dear Editor, I have just read the Foreclosure Aid Rising Locally, As Is Dissent article in today’s NY Times and I am sad to read about people who don’t think helping others finding themselves in mortgage trouble is a good thing. Troubled mortgage holders are taxpayers and they live in the US. If they need their government to help them out, why is that help being criticized? Perhaps their critics don’t believe that the mortgage crisis will ever happen to them. It can. Would they come to the aid of a family member if that person were facing foreclosure or would they look the other way? Would they want help if they got letters upon letters from their mortgage company and collection agencies? Do they know how it feels to be on the brink of financial disaster? I can tell you from first hand experience that it is one of the worst experiences a human being can have. Nobody deserves that. Not having a roof over your head destroys you not only financially, but psychologically as well.
Not only are the people in trouble fellow Americans, they are also members of the human race. Eugenia Renskoff


February 26, 2008

February 26, 2008: This afternoon I called Dominion Law Associates, Attorneys at Law in Virginia Beach, VA. They sent me a letter, threatening to sue and I wanted to tell them that I had written them and received no reponse. I also asked the date of the last activity on the Discovery card. All I can say is: Obnoxious. The fact that I have no money to pay means nothing.
Being honest does not help. I can’t agree to a payment plan because I wouldn’t be able to fulfill the terms of the agreement.
The debt, if it is mine, is over 2 years old. I have dealt with foreclosure, among other goodies. Enough already!

Back To Be Sued

February 26, 2008

February 26, 2008: I have come back to the US after almost 3 years in Argentina just to be sued.Now it’s Discovery card’s turn.
I wish I had the answer and the money, but I don’t.

Before Credit Card Hell

February 25, 2008

February 25, 2008: I long for it to be the way it was before–before I had the misfortune of going to GA and buying that horrible condo. I miss the days when nobody wanted to sue me, when I was invisible because of my excellent 754 credit score

More American Express

February 25, 2008

February 25, 2008: I received another letter from American Express today. It appears that they did not get my second letter asking them to Cease and Desist. I will have to write them letter number 3.


February 23, 2008

Carmen, my first old lady after my beloved Tia, would have been 102 years old today. I met her in Vicente Lopez, when I was doing errands. She lived in a filthy, cockroach-filled apt. The apt. belonged to her niece. One day the neighbors alerted Carmen’s niece to the fact that sometimes Carmen forgot to turn off the gas. That’s when she was taken to a nursing home. Carmen’s retirement check paid for her room and board there. I would go visit her once a week. She looked forward to my visits and I liked going to the neighborhood of Floresta in Buenos Aires. There were some beautiful houses from the late 19th and early 20th century that I enjoyed looking at. Carmen was so thin that when I hugged her I was afraid I would break her bones by accident. She had come to Argentina from Northern Spain in 1930 and when I knew her she still spoke with a thick Spanish accent—as if she had just gotten off the boat. Soon she was working as a maid for a wealthy family who had made money in the jewelry business.
I grew to care for her. When her niece put her in another nursing home, I followed her there. I ate dinner with her and the other nursing home residents. In 1993, we had a party to celebrate her birthday. She was happy and smiled for the camera.
One thing I am sad about is that I couldn’t be with her at the end. It was necessary for me to travel back to the US. They told me that she asked to see me. I am very sorry that I wasn’t able to hold her hand and kiss her goodbye. She was a feisty, smart old lady.

Paco Does its Thing

February 23, 2008

Saturday, February 23, 2008: Last year I wrote in this blog about paco, a destructive drug made from cocaine residue, among other ingredients. Today in the NY Times (one of my favorite newspapers) there is a story on how it is affecting life in Argentina. It says that it gives a very short high, that kids (and adults) will do anything to get it. They sell their possessions, steal, whatever to get their paco fix. I have lived in Argentina for almost 3 years and heard many interviews on the radio. Current paco users and those brave enough to beat it told their stories. It is very hard to quit and some have died trying. There are mothers who are doing anything to save their kids from the awful drug. People are not silent or passive anymore. They used to be about many things, but that is changing. Ciudad Oculta (Hidden City) the slum where many paco users live is a place that needs to be done away with. The poverty and despair their inhabitants live with day in, day out makes it very easy to turn to paco and other junk to forget what is going on in their daily lives.

Celibacy Issue

February 21, 2008

Estoy totalmente de acuerdo. El celibato no solo es totalmente anticuado, tambien es inhumano e hipocrita. Todos los hombres son hombres y como tales necesitan el amor humano, que tambien incluye el amor entre un hombre y una mujer. Siempre debio haber sido opcional y no impuesto. Yo vivi una historia de amor con un sacerdote y se de que estoy hablando. Eugenia Renskoff, autora de Different Flags.