754 Credit Score

Wednesday, March 26, 2008: I have been thinking about the GA foreclosure fiasco. I have been thinking about it a lot. And I ask: With a credit score of 754, didn’t the mortgage company ask why? I mean, why a person with an excellent FICO score would be offered two mortgage loans with such high interest rates–one for 9.75% and the other for 13%? Didn’t Novastar find that strange? Aren’t high interest rates offered to people with poor credit? Didn’t they, the mortgage and credit professionals, see a red flag? Wasn’t it in their best interests (and mine) to warn me? Or to talk to the loan officer, ask him questions?

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9 Responses to “754 Credit Score”

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  7. Pedrique Says:

    Wonderful read, thanks. It’s much easier to understand now what a credit score is really about and how it is important. Even if you are not in debt, maintaining a well cared for credit score is vitally important.

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