Archive for the ‘Mortgage Fraud’ Category

White Collar Crimes

November 21, 2015

White Collar Crimes

I have heard that white collar crimes could be harder to prosecute from now on. My question to whoever it is in government responsible for this possible law is: What are you thinking? Why do alleged white collar criminals matter more to you than the American people, the American borrower? Why is an executive so out of reach from the arm of the law? I lost my home, my beautiful condo in Atlanta, Ga. to foreclosure on November 1st. 2005, because of white collar crime. I was a victim of predatory lending and mortgage fraud. I will never forget how I felt while trying to save my home and myself from such a horrible fate. I tried everything, including refinancing and a letter to the then governor of GA. to no avail. The governor never responded to my letter. My credit score was 754, a very good credit score. One time, when the CBS show 60 Minutes had a story on foreclosures in the state of Ohio (I think it was Ohio) I cried for at least an hour and a half. My tears wouldn’t stop. The persons on the 60 Minutes segment who had lost their homes were me. We had gone through the same horrible experience. Since my foreclosure, I have been and I have felt totally homeless. I believe that my physical housing insecurity stems from my GA experience. Being evicted twice after this has not helped at all. Being secure and safe someplace, having a roof over my head to shower; sleep in a warm bed, make myself a cup of tea and take care of my cat—that is what I have wanted. Our representatives in Congress and the Senate have to stop being so nice to their friends in Wall Street. I have nothing against being rich. I think being rich and having money is great. But without us, the consumers, Wall Street and the banks would not exist. No customers, no business—it’s as simple as that. I yearn to have my condo back. I want to have my condo in Atlanta, GA. back. As far as I am concerned, it was taken from me unfairly. It’s the same as if somebody had stolen it from me.

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Beneath

May 24, 2014

Life. Life beneath one’s true potential. To look bad, not the way one is used to looking, to be less than one’s true self. To see others, whoever others are, have what you want and need, what one feels one deserves. To not be able to get used to this lesser life.To not understand why this lesser life must be accepted as the new reality. Not to be able to wear a robe because a robe would mean one has a home, not to feel comfortable anywhere with the rain pounding outside.

How to Lose Weight

November 30, 2010

When I read about people having a hard time losing weight, I am more than a little puzzled. It’s like I want to ask: Haven’t they figured it out yet? Doesn’t anybody guessed the secret to hsving a slim, trim figure? Here it is: Having mortgage fraud, then predatory lending and then, the best of all three, foreclosure, worked for me. I lost my home in Atlanta, GA and over 20 pounds. Now I am almost anorexic. What can be better and more delightful than that? And to top it all this off, the loan officer who got me a horrible loan and the real estate woman who recommended him to me are not in jail. And the icing on the cake is this: I did not get my money back. No wonder I am pencil thin! Eugenia Renskoff

When I read about people having a hard time losing weight, I am more than a little puzzled. Having mortgage fraud, then predatory lending and then, the best of all three, foreclosure, worked for me. I lost my home in Atlanta, GA and over 20 pounds. Now I am almost anorexic. What can be better and more delightful than that? And to top it all this off, the loan officer who got me a horrible loan and the real estate woman who recommenhim to me are not in jail. And the icing on the cake is this: I did not get my money back. Eugenia Renskoff

tUESDAY

November 1, 2010

Tuesday
It was a Tuesday 5 years ago. Tuesday, November 1, 2005. That’s when I lost my condo in Atlanta, Ga. For many day and weeks before that I often felt sick to my stomach, as if I had been poisoned. I could not eat or sleep. Losing my excellent credit first and then my condo was a humiliating experience. Eugenia Renskoff

Never Ends

August 21, 2010

Never Ends

When I read about the ongoing foreclosure crisis, I cannot help but think back to my own foreclosure in November 2005. I remember how I was out of the country because of personal and financial reasons and how helpless and alone I felt. It was and is a devastating experience and I feel bad for those people going through it now.

7, Count. 7

June 23, 2010

 

I don’t wear a watch anymore. I have learned to ask people on the street what time it is. At one time I had 7 gold watches. Some of these watches were 14 karat gold, some were 18 karat. A couple of watches had diamond faces. All this is gone. The only cheap watch I had up to a few weeks ago was one I bought for $10 in Norfolk, VA 2 years ago. It broke and I haven’t been able to fix it. I have kept the watch for sentimental reasons. I love and miss Norfolk. When I feel sad I think back to my sister’s neighborhood with the nice houses, green lawns and shady trees.

No One

June 23, 2010

No One

I live in an increasingly hostile world. I don’t mean that the things that are talked about in the news are hostile. I am referring to my own personal world. To put it bluntly: Nobody cares what happens to me or my health. Infected teeth are not, I have been told by several dentists, to be taken lightly. And yet, I am walking around Brooklyn and Manhattan with 2 infected teeth. I have not been shy for a long, long time. People in my world know about the dangers of letting this infection just stay inside me. Money, as always is the issue and I have none. I cannot speak for my acquaintances. The NYU Dental School people cannot help me if I don’t pay them. I cannot pay them or anybody. Now I am forced to ask this question: Am I going to just be allowed to die? This is another consequence of the GA mortgage fraud/foreclosure tragedy. My life has been going downhill since I went to Atlanta back in May of 2002. Is this going to be it for me? It is my life and I am interested in knowing the answer.

Storage Area

June 8, 2010

Storage Area

I feel like I have been stored somewhere, like an old and beaten up suitcase for years. I imagine myself as a thing in a roomful of boxes and things that nobody has used or cared for. The stuff is just there, taking up space. More suitcases, more boxes are put on top of what’s already in the storage room. The weight of it all is crushing me.

Walking

June 4, 2010

Walking

This afternoon I could do nothing else. Everything seemed hopeless (and it is) so I walked to Bushwick in Brooklyn. In movement, I don’t think. I don’t need to. I had never been in that neighborhood. It is not the most comfortable of places, but there were a lot of people on the streets and a few cops. My life situation depresses me. I had to do something, make a move in some sort of direction. Tourism, even the mini kind, helps my brain. I need distraction in great big doses. While I walked to Bushwick and asked people for directions, I had no choice but to hear that sound again—the sound of the subway going BOOM, BOOM< BOOM.

Look At Me

May 1, 2010

Look. You never glance my way. I am wearing my dark blue jacket, my dirty sneakers, almost black pants and a parrot green T shirt. This is supposed to be my casual look. I am supposed to dress like this on my off day. All my days are off. I am not me anymore. I am not the me I remember and I am certainly not the me I was and/or want to be.